Industry funding

Fund the next unit with confidence.

Franchise fees, build-out, and equipment for a new location add up fast. We provide capital that understands the franchise model and the playbook behind it.

01 / Challenges

The funding challenges franchise owners face.

Opening a franchise unit demands significant upfront capital across fees, build-out, and equipment before the first dollar of revenue.

Upfront franchise fees

Initial and territory fees are due before construction even begins.

Build-out costs

Meeting brand standards for a new unit requires substantial construction and fit-out capital.

Equipment packages

Franchises often mandate specific equipment, a large coordinated outlay.

Multi-unit growth

Scaling to additional units multiplies the capital needed, often faster than cash flow allows.



03 / In practice

Franchises by the numbers.

$5M
available for major and multi-unit growth via SBA
Up to 25 yrs
terms available on SBA financing
$1M
available in conventional long-term capital

Common ways franchise owners put capital to work

  • Covering initial and territory franchise fees
  • Funding the build-out of a new unit
  • Financing the brand-mandated equipment package
  • Scaling to additional units

Testimonial

We took our concept from one location to four with Meridian behind us. They understood the franchise model and structured each unit's financing so the cash flow actually worked.
Derek & Mei Sato
Multi-Unit Franchisees

04 / Eligibility

Do you qualify?

Most franchise owners that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.

  • 6+ months in business under current ownership
  • $15,000+ in average monthly revenue
  • 500+ personal credit score
  • A U.S.-based business with an active business bank account
An established franchise brand and a clear unit-economics playbook strengthen your application and can improve your rate.

Built for franchise owners

Open your next location.

Apply in five minutes and get matched with an advisor who understands franchising.