Terms of Service

01 Acceptance of Terms

By accessing or using this website (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site. Because Meridian Growth is a demonstration, these Terms are illustrative and create no binding obligations.

02 Eligibility

The Site is intended for business owners and authorized representatives who are at least 18 years old and located in the United States. By using the Site you represent that you meet these criteria and that any information you submit is accurate to the best of your knowledge.

03 Description of Services

The Site presents informational content about hypothetical business-funding products, including lines of credit, term loans, invoice factoring, equipment financing, merchant cash advances, and SBA loans. No actual financial product is offered, sold, or made available through this Site.

04 Applications & No Guarantee

Any application or inquiry form on the Site is a front-end demonstration only. Submissions are not transmitted, stored, reviewed, or used to make any decision. Nothing on the Site constitutes an offer to lend, a pre-approval, a commitment, or a guarantee of funding, rate, term, or amount.

05 Fees

Use of the Site is free. Any fees, rates, factors, or repayment figures shown anywhere on the Site — including in the funding calculator — are illustrative estimates only and do not represent the actual cost of any product.

06 User Obligations

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms;
• Attempt to gain unauthorized access to any portion of the Site or its systems;
• Interfere with or disrupt the integrity or performance of the Site;
• Submit content that is false, misleading, or infringes the rights of others.

07 Disclaimers

The Site is provided "as is" and "as available," without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components. Content is for general information only and is not financial, legal, or tax advice.

08 Limitation of Liability

To the fullest extent permitted by law, Meridian Growth and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of — or inability to use — the Site. As this is a demonstration, no real liability is contemplated.

09 Governing Law

These Terms would, in a real agreement, be governed by the laws of the State of Illinois, without regard to its conflict-of-laws principles. Any disputes would be subject to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois.

10 Changes to These Terms

We may update these Terms from time to time. Changes become effective when posted, and the "Last updated" date above will reflect the most recent revision. Continued use of the Site after changes constitutes acceptance of the revised Terms.

11 Contact

Questions about these Terms can be directed to our (fictional) team:

• Email: legal@meridiangrowth.com
• Phone: (800) 555-1234
• Mail: 140 Meridian Plaza, Suite 1800, Chicago, IL 60601