Industry funding

Capital that waits out the reimbursement cycle.

Care is delivered today; payment arrives weeks later. We bridge the reimbursement gap and fund the growth your patients need.

01 / Challenges

The funding challenges healthcare practices face.

Healthcare practices deliver care long before insurers pay — and the lag puts real pressure on payroll and growth.

Slow reimbursements

Insurance and Medicare claims can take 30–90 days to pay, while staff and rent are due now.

Capital-intensive growth

Adding providers, rooms, or technology demands significant upfront investment.

Regulatory overhead

Compliance, billing systems, and credentialing carry costs that arrive ahead of revenue.

Seasonal patient volume

Visit volume and elective procedures ebb and flow, straining a fixed cost base.



03 / In practice

Healthcare by the numbers.

30–90
days is a common wait for insurance reimbursement
$1M
available in long-term capital for practice expansion
2–5 days
to fund longer-term growth capital

Common ways healthcare practices put capital to work

  • Bridging payroll while insurance claims are processed
  • Adding an exam room, suite, or second location
  • Financing imaging, lab, or clinical equipment
  • Investing in EHR and billing technology upgrades

Testimonial

We were essentially financing the insurers for two months at a time. A Meridian line of credit let us keep hiring and stop letting reimbursement timing dictate our growth.
Dr. Anita Rao
Managing Partner, Lakeshore Family Medicine

04 / Eligibility

Do you qualify?

Most healthcare practices that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.

  • 6+ months in business under current ownership
  • $15,000+ in average monthly revenue
  • 500+ personal credit score
  • A U.S.-based business with an active business bank account
We understand that practice revenue is real even when it's tied up in receivables. A healthy claim pipeline strengthens your application.

Built for healthcare practices

Stop letting reimbursements set your pace.

Apply in five minutes and get matched with an advisor who knows healthcare cash flow.