Industry funding
Capital that carries you through the off-season.
Renovate rooms, upgrade amenities, and keep payroll steady through the slow months — with funding that aligns to your revenue, not against it.
The funding challenges hospitality businesses face.
Hospitality combines heavy fixed costs with sharply seasonal occupancy, making evenly-spaced payments a poor fit.
Pronounced seasonality
Occupancy and revenue swing hard by season, while staff and property costs stay fixed.
Capital-heavy upkeep
Room renovations and amenity upgrades demand major investment to stay competitive.
Off-season payroll
Keeping a skilled team through the slow months strains cash when revenue dips.
Card-based bookings
Revenue runs largely through cards, which both enables and complicates financing.
Funding solutions for hospitality businesses.
A cash advance or line flexes with bookings; term capital funds renovations.
Hospitality by the numbers.
Common ways hospitality businesses put capital to work
- Renovating rooms and common areas
- Upgrading amenities to lift nightly rates
- Carrying payroll through the off-season
- Funding a marketing push ahead of peak
Testimonial
Our revenue is half what it is in summer come January. A Meridian line lets us keep our best people year-round and repay when the rooms fill back up. That continuity is everything.
GM, The Lakeside Inn
Do you qualify?
Most hospitality businesses that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.
- 6+ months in business under current ownership
- $15,000+ in average monthly revenue
- 500+ personal credit score
- A U.S.-based business with an active business bank account
Built for hospitality businesses
Stay strong year-round.
Apply in five minutes and get matched with an advisor who understands hospitality.