Industry funding
Capital that scales your capacity.
From raw materials to a bigger production line, we fund the inputs and machinery that let you say yes to larger orders.
The funding challenges manufacturers face.
Manufacturing ties up cash in materials and machinery long before finished goods convert to revenue.
Working capital in inventory
Raw materials and work-in-progress lock up cash for the length of your production cycle.
Large purchase orders
A big order is great news — and a cash-flow strain, since you must produce before you're paid.
Expensive machinery
Capacity upgrades require capital outlays that can dwarf monthly revenue.
Net-terms with buyers
Selling to distributors and retailers on terms delays payment well past delivery.
Funding solutions for manufacturers.
Equipment financing funds capacity; a line or factoring covers the gap between materials and payment.
Manufacturing by the numbers.
Common ways manufacturers put capital to work
- Buying raw materials to fulfill a large purchase order
- Upgrading or adding machinery to expand capacity
- Bridging the gap between production and buyer payment
- Financing automation that lifts margins
Testimonial
We landed a purchase order that would have been impossible to fund from cash flow alone. Meridian financed the materials, we delivered on time, and that one order doubled our quarter.
COO, Meridian Components Co.
Do you qualify?
Most manufacturers that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.
- 6+ months in business under current ownership
- $15,000+ in average monthly revenue
- 500+ personal credit score
- A U.S.-based business with an active business bank account
Built for manufacturers
Take the bigger order.
Apply in five minutes and get matched with an advisor who understands manufacturing.