Industry funding

Bridge the gap between work and the invoice.

You bill on projects and milestones; expenses run continuously. We bridge the timing gap and fund the hiring that grows your billable capacity.

01 / Challenges

The funding challenges professional services firms face.

Professional services firms invoice on project cycles while payroll runs every two weeks — a recurring timing mismatch.

Project-based billing

Revenue lands at milestones or project end, while salaries and rent are due continuously.

Hiring ahead of revenue

Winning bigger engagements often means staffing up before the work is billed.

Slow client payment

Net-30 to net-60 terms with corporate clients delay cash well past delivery.

Asset-light model

Few hard assets to pledge can make conventional lending harder to access.



03 / In practice

Professional Services by the numbers.

30–60
days is a common client payment term
Same day
funding available on a line draw
Up to 90%
of an invoice advanced via factoring

Common ways professional services firms put capital to work

  • Bridging payroll between project milestones
  • Hiring ahead of a large engagement
  • Investing in software and tools that scale billables
  • Converting outstanding invoices into working capital

Testimonial

Our payroll runs every two weeks but clients pay on net-45. The Meridian line bridges that gap perfectly, so we can take on bigger engagements without sweating the timing.
Nadia Holloway
Managing Director, Holloway Advisory

04 / Eligibility

Do you qualify?

Most professional services firms that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.

  • 6+ months in business under current ownership
  • $15,000+ in average monthly revenue
  • 500+ personal credit score
  • A U.S.-based business with an active business bank account
We can underwrite on recurring revenue and signed engagements, a better fit for asset-light professional firms than collateral-based lending.

Built for professional services firms

Bill on your terms, fund on ours.

Apply in five minutes and get matched with an advisor who understands services billing.