Industry funding
Funding that follows your chair.
Add stations, remodel the space, or get through a quiet stretch — with capital that flexes alongside the card sales your business runs on.
The funding challenges salons and spas face.
Salons and spas blend high build-out costs with card-based, sometimes seasonal revenue that traditional lenders undervalue.
Costly build-outs
Stations, chairs, and fixtures require real capital before they generate a dollar of service revenue.
Seasonal swings
Holidays and wedding seasons spike demand, while quieter months strain fixed costs.
Card-based revenue
Most payments run through cards, which complicates conventional underwriting.
Retaining talent
Competing for stylists sometimes means investing in space and amenities up front.
Funding solutions for salons and spas.
A cash advance flexes with daily sales; short-term capital funds a defined remodel.
Salons & Spas by the numbers.
Common ways salons and spas put capital to work
- Building out new stations or treatment rooms
- Remodeling the salon or spa space
- Smoothing payroll through a slow season
- Stocking retail product and supplies
Testimonial
We added three stations with a short-term loan and the new stylists filled them within weeks. The payments were predictable and the whole thing took days, not months.
Owner, Lumiere Salon & Spa
Do you qualify?
Most salons and spas that meet these baselines can get funded. If you're close, apply anyway — we read the whole business.
- 6+ months in business under current ownership
- $15,000+ in average monthly revenue
- 500+ personal credit score
- A U.S.-based business with an active business bank account
Built for salons and spas
Grow the space, fill the chairs.
Apply in five minutes and get matched with an advisor who knows the beauty industry.